KNOW ABOUT NEGLIGIBLE PREMIUM PAID-LIFE INSURANCE AND ACCIDENT INSURANCE SCHEMES OF GOVERNMENT OF INDIA IF YOU DO NOT KNOW

 KNOW ABOUT NEGLIGIBLE PREMIUM PAID-LIFE INSURANCE AND ACCIDENT INSURANCE SCHEMES OF GOVERNMENT OF INDIA IF YOU DO NOT KNOW


Dear Readers,

The Present Government of India is giving the following Negligible Premium Paid Life Insurance and Accident Insurance Schemes please take note who are not knowing about it:

1.  PMJJBY- Pradhan Mantri Jeevan Jyoti Bima Yojana : Life Insurance Cover of Rs. 2-Lakhs @Annual Premium Payment of Rs. 436/- only for death due to any reason. ( Riding Note: during first 30days of policy commencement, called as lien period, coverage will be available only for death by Accident). 
Any Person of Indian Nationality between the age group of 18 to 50years can be covered by payment of Annual Premium of Rs. 436/- per person through his/her Bank Account or Post Office Account. 

Coverage Period: Yearly. Year Starts at 1st June and Ends on the 31st May of next year. Delayed enrolment possible during the year. 

2.   PMSBY- Pradhan Mantri Suraksha Bima Yojana : Accident Insurance Cover of Rs. 2-Lakhs @ Annual Premium Payment of Rs. 20/- only. For Death or Disability Coverage due to Accidents ( Accident and Disability as defined by the Scheme). 
Any Person of Indian Nationality between the age group of Rs 18 to 70years can be covered by payment of Annual Premium of Rs. 20/- per person through his/her Bank Account or Post Office Account. 

Coverage Period: Yearly. Year Starts at 1st June and Ends on the 31st May of next year. Delayed enrolment possible during the year. 

In order to read more details and know about the above schemes of Government of India please visit the site of the link given below, it has the above scheme details and FAQs answered there to satisfy yourselves:

National Portal for Government's Social Security Insurance Schemes 

Know it so that it may be useful for people in India at Urban/Rural Areas. 

Even NRIs ( Non-Resident Indians) who have bank accounts in India can avail of something as above, please see the FAQs given above in the National Portal link to find its relevant details that may interest to yourselves. 

With best regards,

Dr. Nimain Charan Biswal,
Mumbai, India 

About the Author : Dr. Nimain Charan Biswal is a B.Sc.(Agri. Science and Technology), M.B.A. and Ph.D.(Management Area ) by qualifications; and he has 39+ years of work experience in Social, both industrial and Development sectors in diversified fields of Social Importance. He has been educated at Orissa University of Agriculture and Technology (OUAT)-Bhubaneswar, Institute of Rural Management Anand (IRMA) and Gujarat University (with Resource Support of IIM-Ahmedabad). He is further educated at IIM-Calcutta, XLRI-Jamshedpur, Apple Computer Industries and Spar Inc., USA. He has worked for reputed National and International Organizations in Senior/Top Management Capacities at Board level as well as Managing Director and CEO. He is a management expert covering extensive areas from management in Social, industrial sectors, management in Agriculture and Dairy, Management of Cooperatives, Development Management to management of Public Systems. He is a prominent professional of India and known Internationally as well. He is also a Political Strategist. He lives at Mumbai in India.

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