DR. NIMAIN CHARAN BISWAL

A REPO RATE CUT OF 0.25% DURING THE UPCOMING MPC MEET OF RBI SEPTEMBER-OCT 2025 WILL BE IN THE BEST NATIONAL INTEREST Dear Readers, A REPO RATE CUT OF 0.25% DURING THE UPCOMING MPC MEET OF RBI SEPTEMBER-OCT 2025 WILL BE IN THE BEST NATIONAL INTEREST.  I am referring to the MPC Meet of RBI that is going to start tomorrow from 29-Sep-2025 for 3days.  So far RBI has cut the Repo Rate by 1% until its July 2025 MPC meet keeping and downing the Repo Rate to 5.5% from the highest level of 6.5% that was existing for close to 2years prior to the Present Governors of RBI Shri Sanjay Malhotra was appointed in December 2024, while the whole Nation, whether common people or commerce and industry were reeling on high level of EMI burden for close to 2years and the Nation required Respite very deservingly out of it that was not coming through the tenure of the Just Former RBI Governor.   If RBI cuts the Repo Rate by 0.25% in the upcoming MPC Meet to start from Septem...

A SECTION OF PRESS AND PUBLIC MEDIA PITTING EVERY DECISION DONE ELSEWHERE IN THE WORLD AS IF AGAINST INDIA TO DISPLAY A DISTORTED PICTURE: MAY NOT BE THE REALITY Dear Readers, Let me say with reasonable certainty and authenticity that what we all see  A SECTION OF PRESS AND PUBLIC MEDIA PITTING EVERY DECISION DONE ELSEWHERE IN THE WORLD AS IF AGAINST INDIA TO DISPLAY A DISTORTED PICTURE: MAY NOT BE THE REALITY. I am referring to the decision taken at USA just a day back imposing 100% Tariffs on Branded and Patented Pharmaceuticals (Drugs) import to USA.  This decision will hardly affect the Indian Pharmaceutical Exports to USA. From India we export about USD 11 Billion worth of Pharmaceuticals per year that is about 37% of the total USD 30 Billion worth of Pharmaceuticals Exports India does per year world wide,  and it is largely Generic Drugs exported to USA, hardly any Branded and Patented Pharmaceuticals being exported. India will not be affected by this decision....

ALL CORPORATE PUBLIC OR PRIVATE AND COOPERATIVES WILL BE UNDER OBLIGATION TO PASS ON THE GST RATE CUT TO CONSUMERS Dear Readers, All Corporate, Public or Private and Cooperatives will be under Obligation to pass on the  GST Rate Cut benefits announced by Government of India and GST Council of India effective from 22-September-2025.  While Government of India as announced, will monitor it seriously, the Market Forces will compel the Corporate to pass on the GST Rate Cut Benefits  to the Consumers, otherwise those corporate who will try to pocket the GST Rate Cut Benefit as their own windfall gain (profit) will get branded as Unscrupulous and Corporate indulging in Unfair Trade Practices.  The Consumers of the Present Market, are much more clever and intelligent as well as well exposed to trade practices, those corporate who will not pass on the GST Rate Cut benefits will be caught by them easily and they will be outcasted in the market as said  "indulging in unfa...

THE ACHIEVEMENT OF FINALLY CONNECTING THE "MIZORAM STATE" TO MAINSTREAM RAIL-NET WORK OF INDIA : BY INAUGURATION OF "BAIRABI SAIRANG RAIL LINE" BY THE HON'BLE PRIME MINISTER OF INDIA YESTERDAY, THE 13-SEPTEMEBR-2025 Dear Readers, "Mizoram"  is a State of India,  among the North Eastern States of India. There was no rail connection to its State Capital "Aizwal" from the Mainland of India, till yesterday.     It is very much heartening to hear yesterday,  that We the Nation of India have been able to connect Aizwal, the State Capital of Mizoram by All India Rail Network, to our Mainland of Motherland of India, by Inauguration of the  "BAIRABI SAIRANG RAIL LINE"  BY THE HON'BLE PRIME MINISTER OF INDIA His Excellency Shri Narendra Modi Ji yesterday, the 13th September, 2025.  It evidences very clearly as Evidence of RESULT AND GREAT ACHIEVEMENT, if a Decisive, Efficient and Government with Determined Conviction of creating Developme...

IIM AHMEDABAD (IIMA) OPENING ITS FIRST OVERSEAS CAMPUS IN DUBAI, UAE, MIDDLE EAST: INDIA'S PRE-HISTORIC EMINENCE IN HIGHER EDUCATION SPREADING WINGS GLOBALLY Dear Readers, I cite the News of the Public Domain, that says our IIM-Ahmedabad (IIMA) of India, has established and it has been now inaugurated the First-Overseas Campus of IIMA at Dubai; you can read the news item of public domain by the link given below, you can also read by your choice, there are lot of publications of it in public domain: IIM Ahmedabad opens first overseas campus in Dubai https://www.thehindu.com/news/national/iim-ahmedabad-opens-first-overseas-campus-in-dubai/article70038060.ece IIM Ahmedabad (IIMA) is our Own in India, it is one of the Best Centres of Higher Education in the Management Area, well known Globally, and this fact is undisputable.  IIMA was established  in 1960s post Independence of India in the close vicinity of years of Post Independence, while some of the best known of ...

MASSIVE GST REFORMS AS PER THE ANNOUNCEMENT OF OUR HON'BLE PRIME MINISTER OF INDIA IN THE INDEPENDENCE DAY SPEECH : INDIVIDUAL LIFE AND HEALTH INSURANCE IS GST FREE NOW : GROUP INSURANCE HAS 18% GST TO STAY Dear Readers, A   massive GST Reform   has been done and announced yesterday, on 04-September-2025, after the 56th GST council meeting,   as per the independence day Speech of our Hon'ble Prime Minister of India, His Excellency Shri Narendra Modi Ji,  very candidly and graciously   announced on 04-Sep-2025, by Her Excellency Ms. Nirmala Sitharaman Ji, Chairperson of GST Council of India and Hon'ble Finance Minister of India.  You can read all details comprehensibly from the Press Release of Government of India through the PIB Release to have total idea of this subject, I am giving the link below: https://www.pib.gov.in/ PressNoteDetails.aspx?NoteId= 155151&ModuleId=3#:~:text=The% 20latest%20reforms%20mark%20a, transparent%20and%20easier% 20...

  BEST WISHES ON "GANESH PUJA" TODAY, 27-AUGUST-2025 AND THIS SEASON OF GANESH PUJA. Dear Readers , Ganesh Puja is being Celebrated Throughout India today and Internationally also where Indians are living.  As per Indian Calendar System, "The Bhadrav Suklapakshya Chaturthi" (The 4th Day of 2nd Fortnight of the Month of "Bhadrav" ) is Celebrated as the "Ganesh Chaturthi", the Birth Day of Lord Ganesh, and the revered "Puja" (Worshiping) of the Lord Ganesh is done and that is being celebrated today.  Lord Ganesh, known world wide by His Popularity and commonly known as the "Elephant Headed God" had to accept an Elephant Head, by upholding the principles of Dignity of His Mother, while not even allowing his own Father Lord Mahadev ( the Boss of Gods) to enter the placed where mother Devi Parvati had gone for bathing assigning Him to Guard at the Entrance.  Lord Ganesh is a very Kind God, He Blesses  His Devotees,  Profusely and G...

  KNOW ABOUT NEGLIGIBLE PREMIUM PAID-LIFE INSURANCE AND ACCIDENT INSURANCE SCHEMES OF GOVERNMENT OF INDIA IF YOU DO NOT KNOW Dear Readers, The Present Government of India is giving the following  Negligible Premium Paid Life Insurance and Accident Insurance Schemes   please take note who are not knowing about it: 1.   PMJJBY- Pradhan Mantri Jeevan Jyoti Bima Yojana  :  Life Insurance Cover of Rs. 2-Lakhs @Annual Premium Payment of Rs. 436/- only  for death due to any reason. ( Riding Note: during first 30days of policy commencement, called as lien period, coverage will be available only for death by Accident).  Any Person of Indian Nationality between the  age group of 18 to 50years can be covered  by payment of Annual Premium of Rs. 436/- per person  through his/her Bank Account or Post Office Account.  Coverage Period:  Yearly. Year Starts at 1st June and Ends on the 31st May of next year. Delayed enrolment pos...

KNOW ABOUT FREE HEALTH INSURANCE SCHEMES OF GOVERNMENT OF INDIA IF YOU DO NOT KNOW Dear Readers, The Present Government of India is giving the following Free Insurance Schemes to the Citizens of India  please take note who are not knowing about it for your benefit: 1.    AYUSHMAN BHARAT SCHEME  -   Eligibility Criteria Based Under Free Ayushman Bharat Scheme of Government of India,  any Eligible Citizen (Fulfilling the Criteria of the Scheme) is entitled to Rs 5 Lakhs (INR 500,000) of Health Insurance Cover.  This Scheme is right now available in all the States of India, except the State of West Bengal  (as the State Government's concurrence to Participate with Central Government with the internal arrangement is necessary, the States who have concurred it is available there for the State Residents accordingly).  2.    70 and 70+ years SENIOR CITIZEN HEALTH SCHEME  -  No Eligibility Criteria Applied, only Age 70 or 70+...